Why I prefer Zelle for payments within the US.

Zelle has no fees. What you pay is what I get. Zelle is a direct deposit system sponsored by your bank and used by most banks in the US to facilitate payments. It is like an instant check without the paper or the need to mail it. It has no fees at all to you or to the recipient (unlike PayPal, which charges the recipient about 4%). It is easy to pay with Zelle from your on-line banking page. (Mine has a prominent link right next to the "Transactions" link.) Go to your on-line banking page and you will see the link. Just enter the e-mail of the recipient and send the money!

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